June 21, 2024 06:01 (IST)
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How can I get a Two Wheeler Loan at a lower interest rate?

Getting a two-wheeler can be a costly affair. However, if you fund it correctly, it can lower the immediate burden of payment on you. One way to do this is to get a two wheeler loan. This option is attractive as it allows you to spread your payments over a longer time frame. You can make it even more beneficial by securing the loan at a lower interest rate. Let us understand how you can do this.

How Long Will It Take for Me to Receive My Personal Loan?

Nowadays, a Personal Loan is in huge demand as there is no end-use restriction on its usage. Right from renovating a home and planning a wedding to higher education and medical emergencies, a Personal Loan can be used to meet all your financial requirements. A lot of lenders offer easy and affordable Personal Loan solutions to customers. However, there remains confusion when it comes to approval and disbursement timeline.

Smart Tips to Avail Best Rates on Your Two-Wheeler Loan

When buses are always overcrowded and auto rickshaws deny you a ride, your daily commute can become a nightmare. Then, it's time to consider buying a new two-wheeler. Two-wheelers are not only convenient and fuel-efficient; they have now become much more affordable, thanks to easy access to two-wheeler loans.

Have these documents in hand before applying for a two-wheeler loan!

The growing demand for two-wheelers in the country has been met with equally significant growth in bike loan financing options. While buying a dream bike may be high on one’s priority list, one cannot hope to bypass already existing financial responsibilities with such a substantial one-time investment. This is where two-wheeler loans come in handy. With up to 100% financing options, they allow you to buy your dream bike and pay for the same in EMIs over a customised tenor without compromising on your existing financial responsibilities. To make the application process easier, lenders have instituted a minimum documentation policy, whereby you can avail of a two-wheeler loan by submitting just a few basic documents. Let’s take a look at this list of basic documents required for a bike loan.

Muthoot Finance plans to expand Gold Loan@Home services

Gold loan company Muthoot Finance Ltd is planning to rapidly expand its offering of Gold Loan@Home from 100+ locations to across 5400+ pan-India branches.

Get Quick Disbursal on Your Loan with Fullerton Loan App

Personal loans are collateral-free financial instruments that help when you need money to achieve your goals or dreams. When there is an emergency, and you do not have time to visit the lender's office and complete the formalities, you can apply for a personal loan through the Fullerton India Personal Loan App from your smartphone itself. Launched and operated under the brand name of Fullerton India, the personal loan app gives you access to the needed funds at the right time without much ado.

How Does an EMI Loan Calculator Work? What are The Main Features?

Personal loans are a versatile financing option. It can help you cater to urgent cash needs like a medical emergency or a business crisis. You can also use the funds to meet high-end expenses like an international trip, home renovation or a foreign degree. The loans are usually unsecured. You do not have to provide collateral. All you have to ensure is a good credit score to get the loan application approved. But, before getting a personal loan, have a clear idea of the EMI. Here’s why:

5 reasons why a Personal Loan is a great way to manage your wedding expenses

A wedding is one of life’s most memorable events. So much so that families leave no stone unturned to ensure that a marriage is celebrated with grandeur. Indians are known for their grand wedding celebrations, and now with the restrictions easing, the season for weddings is back. Some prefer an awe-inspiring and traditional wedding with all customs included. Others opt for a personalised, intimate wedding, ensuring they fulfil their special day's desires. Despite what you choose, organising the wedding of your dreams requires ample finances. 

What is a loan on a Credit Card? How does it work?

Using your credit card is the best way to meet your short-term financial requirements. Banks and financial institutions offer credit cards with a credit limit based on your credit history. You can use your credit limit to pay for expenses, such as groceries, rents, etc. You can use a credit card for almost anything, provided you are not crossing the credit limit. 

Get Instant Digital Home Loan Sanction Letter with Bajaj Finserv

The popularity of online banking and transactions has paved the way for accelerated growth of fintech companies. The fast-paced lifestyle of most individuals is a major proponent for such online service providers. Among the services offered by fintech organisations, alongside online credit disbursal facilities, digital home loan sanction letter issuance has also gained ground in recent years. Bajaj Finserv is one such HFC, which has incorporated such digitisation seamlessly into its financial products.

Paying High Interest on Home loan? Here is How to Reduce Your EMI

India’s lendingmarket is enjoying a 15-year low home loan interest rates, thanks to multiple repo rate cuts introduced in 2020. Some lenders are offering such housing credit at rates lower than 7% per annum.

Things to Keep in Mind While Choosing the Right Lender for Two Wheeler Finance

Digitisation of financial services has drastically changed the way lenders work with and perceive customers. Those days when a high wall existed between lenders and customers, and applying for a loan involved a lot of paperwork and hassle, is now over. Today, lenders act as facilitators and as solution providers while engaging with customers, to build a good relationship. You, the customer, is indeed the king, and you can make a choice from a variety of lenders for your two wheeler finance. If you are availing a credit line to finance it, you are inadvertently entering a long-term agreement with your lender and you want to be sure you do not get any unpleasant surprises later on. So here are some tips to help you choose the right lender for financing your two wheeler.

How to get tax benefits on personal loans in 2020?

You may take on a personal loan to meet immediate needs or planned expenses. Whatever the use of the funds from a loan may be, you will be required to pay interest on the principal amount. The amount you pay every month to repay the loan is referred to as an EMI. While taking a loan may be necessary, the Income Tax department does offer some relief to the borrowers.