While keeping aside a small portion of your savings for unplanned and unannounced financial emergencies may seem like good practice, many times, the majority of us aren’t prepared for such situations. Thankfully, there are many financial options available in the market like an instant personal loan that you can consider at such times.
Being a homeowner calls for a continued commitment towards the improvisation, renovation and modernization of home. Such quality maintenance not only improves the aesthetic appeal of the apartment but increases the value of the property as an asset. Listed below are five ideas for getting a budget for apartment modernization.
Have you heard about the Pradhan Mantri Awas Yojana (PMAY)? It is a Central Government scheme which was launched in India in June 2015.
The housing credit sector in India is rising at a compound annual growth rate (CAGR) of 18%. The key reason behind this growth is the easy availability of affordable homes all across the country with schemes like the Pradhan Mantri Awas Yojana (PMAY).
When it's time to upgrade or downsize to a new home, it can be one of the most exciting times when you and your family get to start this new chapter of your life. However, while exciting, it can also be very stressful, especially when there's so much to think about, and the chances of making a mistake can be high. However, if you're aware of what the common mistakes are, you can actively avoid them, overall ensuring you're giving yourself the very best experience possible. Today, we're going to explore five of the most common mistakes that can be made, detailing everything you need to know to give yourself the best experience!
A home loan is a long-term commitment, as its repayment spans decades. Therefore, to make sure the task on hand is as convenient as possible, it’s important to keep a track of interest rates that competitors are offering all through the tenor, as you can apply for a home loan balance transfer if need be and make the loan more affordable even once you begin repayment.
New Delhi, Feb 8 (IBNS): State Bank of India on Friday announced a decrease in interest by 5 basis points on home loans up to Rs 30 lakh.
Laxman Jaiswal, Chairman & Managing Director of Ascon Infrastructure India Ltd, a company which has completed several housing projects in Kolkata, including Rajarhat-New Town, gives tips on how to buy a new property during a conversation with Subhojit Roy, co-founder Connections PR.
Home loans up to Rs.12 lakh qualify for interest subsidy Incentivizes developers to look beyond the affluent customer segment Private equity real estate firms have invested as much as USD 6.1 billion in the country Housing sector can now avail institutional funding at better terms and conditions
Want to pay a lower rate on your existing home loan? You can opt for the home loan balance transfer facility online now.
Certainly, you should go for term insurance after 40. As your retirement age is far (considering 60 as retirement age) and your family is financially dependent on you, so it is essential to purchase the term insurance even if you have celebrated your 40th birthday. Though you would have to pay a higher premium than a younger person, the cost of the insurance is nothing in front of the financial support which your family will get in your absence.
Singapore/New Delhi, Jan 8 (IBNS): Moody's Investors Service, in a recent report, said that India's structured finance market will show a varied performance in 2018, with some stress evident in asset-backed securities (ABS) deals backed by loans against property to small- and medium-sized enterprises (SMEs) following the introduction of a goods and services tax (GST) in July 2017.
It’s time to rejoice if you happen to be a home loan aspirant! Yes, you can grab a home loan interest rate as low as 8.30% from Bajaj Finserv, a pioneer financial company in India. Know more now!