Budget 2023: New Savings Window For Women
Union Budget 2023 will encourage women to save more, courtesy of a brand new deposit scheme that the Finance Minister has worked out for them, complete with a fairly attractive rate of interest and add-ons like partial withdrawals, subject to conditions.
And now, a mutual fund based on women leadership
The first mutual fund based on women's leadership in the corporate sector has been lined up for the Indian market. The asset management outfit promoted by institutional money manager Motilal Oswal has worked out a fund to track MSCI India Women's Leadership Select 30 Total Returns Index.
The season seems ripe for investors in the banking and financial services sector. While larger BFSI stocks, several of which are part of the popular benchmarks, have generally crept northwards, a diverse range of smaller names has attracted fresh allocations from investors looking for cheaper bargains, especially those in the financials space.
Investors focus on consumption stocks as the sector registers growth
Retail consumption, the biggest victim of global inflation, is finally breaking new ground. The change in outlook is being reflected perceptibly in investors’ preferences for the consumer durables and FMCG sectors. Both are now being driven by the possibility of superior revenue generation and increase in profitability, a trend reflected in the indices.
Systematic Lump-sum Withdrawal: Empowering you well after retirement
Withdrawals are just about the most niggling issue for retirees. Will it make sense to have a uniform withdrawal rate, at least for the first few years? How will withdrawals be taxed? Will my corpus, after every withdrawal, generate enough so as to at least beat inflation? These are some of the questions that haunt the average individual after superannuation.
Fixed deposits are once again gaining primacy, thanks to factors that are working in tandem in their favour, prompting an influential section of investors to consider these fixed-income options in addition to market-linked securities.
Defence Stocks: The trend in their favour will get stronger
Defence, it seems, is the new offence for more than just a few investors. A number of defence sector stocks have witnessed fresh price discovery, leading to enhanced valuations. As brokers and intermediaries urge clients to allocate to the sector, trading volumes look set to gain new ground.
India's Pension Narrative: PERDA is mulling to roll out assured return scheme
The pensions narrative in India seems to be acquiring a new dimension, at least partially, thanks to an assured return variant that the government is expected to introduce in the days ahead.
Longevity Risk: Ways to Tackle It
In an era marked by increased life expectancy, no risk is more potentially debilitating for the average investor than Longevity Risk. Indians, who are now living longer, face the terrible prospect of outliving their resources, especially their retirement savings. The scenario seems bleak for policy mavens – they must ensure comprehensive old-age social security for all, a goal that is far from being achieved in our country