Axis Bank and Scapia launch co-branded credit card for India's new generation of travellers

The new card brings payments, rewards and travel services together through the Scapia app, allowing customers to manage and track their spending, book travel and redeem rewards from a single platform.

Eligible card spends and UPI transactions earn rewards, which can be redeemed for flights, hotel stays, experiences, shopping and other offerings. The card will be available on both Mastercard and RuPay networks, offering customers a digital-first experience from everyday payments to travel bookings.

The partnership combines Axis Bank's expertise in cards and payments with Scapia's travel-focused platform to create an integrated proposition for travellers, connecting payments, rewards and travel in a single ecosystem.

Arnika Dixit, Group Head – Cards, Payments and Wealth Management, Axis Bank, said: “Our partnership with Scapia reflects a shared focus on building products that are simple, digital-first, and closely aligned with how customers experience travel today. By combining our capabilities in payments with Scapia’s travel ecosystem, we aim to create a more connected experience that goes beyond traditional co-branded offerings and delivers meaningful value across the customer journey. This collaboration is centred around making travel more intuitive and seamless for customers, with solutions that are better integrated into how they discover, plan, and experience their journeys—enabling greater convenience, flexibility, and value at every step.”

Anil Goteti, Founder and CEO, Scapia, said: “We are excited to partner with Axis Bank - this is a new chapter for us. Young Indians are travelling more than ever before, and we built Scapia to give them a financial product that matches that ambition. One app where they can spend, book their trips, shop for travel and earn rewards, all designed around the traveller. Our users have already taken Scapia to over 175 countries, and together with Axis Bank, we can now bring this to more Indians across the country.”

Rewards and Travel Benefits

Cardholders can earn up to 10% rewards on eligible everyday spending and up to 20% rewards in the form of Scapia Coins on eligible travel bookings made through the Scapia platform.

Scapia Coins can be redeemed across a range of travel categories, including flights, hotel stays, visas and experiences.

The Scapia app also allows customers to discover, plan and book trips, while its curated travel store brings together travel-related brands and products on a single platform.

For international travellers, the card offers zero forex markup along with Smart Forex features designed to provide greater visibility and control over overseas spending.

Cardholders can also access a range of airport privileges covering lounges, dining and premium retail. The card further offers fully digital onboarding and card management through the Scapia app.

Mastercard and RuPay Networks

Gautam Aggarwal, President, India & South Asia, Mastercard, said: “Travel has become one of the most vibrant segments of India’s consumer economy, fuelled by rising aspirations, greater mobility, and stronger global connectivity. As travellers increasingly seek payment experiences that are seamless, secure, and globally accepted, collaborations such as this one become critical. Together with Axis Bank and Scapia, we are enabling a smarter travel payments experience that delivers greater convenience and confidence, helping consumers transact effortlessly wherever their journeys take them.”

Sohini Rajola, Executive Director, Growth, NPCI, said: “RuPay has played a key role in driving the adoption of digital payments across India by making transactions simple, convenient, and accessible for consumers. Today, cardholders can link their RuPay Credit Card to their preferred UPI app and make seamless payments by simply scanning UPI QR codes across millions of merchants across the country. This partnership builds on that convenience by combining premium travel benefits with the reliability and widespread acceptance of the RuPay network, making travel rewards and experiences more accessible to a wider set of consumers.”